online mortgage center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now if you need a Mortgage or Home Equity Loan
  2. When you have completed the application, click submit and your information will be reviewed for approval.
  3. An Embark CU Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 406-727-7300 or 800-823-9595.

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Sign Up Now »


How much would my monthly payment be? Can I save money by refinancing now? Get answers to your questions by using our mortgage calculators.

Try Them Now »

Government Loans

Looking for a no down payment VA loan or a low down payment FHA loan? You have come to the right place!

Apply For An FHA Loan »

Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.500%  0.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.924%  0.000%
VA 30 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.223%  0.000%
Home Equity
Home Equity Line of Credit
 Rate  APR  Points
 5.500%  5.500%  0.000%
5 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 3.750%  4.016%  0.000%

Need Help?

Call Us At:
406-727-7300 or 800-823-9595

Email Us At: